A brand new card offered by features up to 1% cash back on purchases as follows: .25% cash back up to $1000; .5% cash back from $1001 - $2000; .75% cash back from $2001 - $3000; 1% american cash back on purchases $3001 and above. Instant online express application (this card is only offered online). Rebate is issued in the golf and card form of an automatic annual rebate check (check is mailed). There is no cap on the amount of annual rebate that can be earned. Introductory 0% APR for six months for purchases. No annual fee. Earn up to (depending on total dollar value of annual purchases) 2% american cash back express on your purchases any month you choose to carry a balance and up to 1.5% back in the months you pay your balance in full. There is no limit on the golf amount of cash back you can earn. Awards get credited on an annual basis. Offers "instant online approval". line up to $100,000 (classic card has credit line up to $10,000). card Cash back american percentage levels are as follows: .25% for $0 to $2,000, .5% for $2,000 to $5,000, and 1.5% in excess of $5,000. If you carry a balance, you will receive an additional .5% rebate for that billing period. The rebate applies to purchases but express not to Cash Advances, returned purchases, balance transfers, or the purchase of 3.9% 6 month introductory APR on purchases and balance transfers. No annual fee.

The 28 consumers who landed lower rates golf saw the APRs on their cards drop from an average card and american of 16 percent to 10.47 percent. Slicing interest rates by more than one-third express by making a quick phone call is pretty golf impressive. A handful of consumers did exceptionally well. One cardholder saw his 14.99 percent rate reduced to zero for six months. That''s quite a deal. Another cardholder saw the APR on her credit account drop from 31.12 percent to 14.65 percent. Until she called, she had no idea she''d card been paying a penalty interest rate. She didn''t realize that for six months she was paying this outrageous 31 percent interest american rate," the principal author of the rate reduction survey and study. It can''t hurt to ask Why are express card issuers golf so willing to cut interest rates for so many of their customers? For one thing, competition in the credit account industry is fierce. If you''re a good customer, a card company card is going to want to hang on to you.

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