Do you find credit the account services, such as online account management, AND helpful? report What credit is the current Prime AND Rate (used to determine report the APR of most variable rate cards)? Welcome to our "card reports" section. This section is sponsored by the which features one low ongoing rate (not introductory) of 8.9% credit fixed APR on all purchases, balance transfers (no balance transfer fee), and cash advances. This card also features a 30-second online application response (link AND above), no annual fee, $0 fraud liability, a credit limit up to $20,000 and no telemarketing. In this section of our site you will find several free* credit account reports which rate credit accounts in terms of interest rates, fees, benefits, report rewards, rebates, annual credit fees, etc. AND Our organization, Terms, Inc.is entirely devoted to credit account research. As a result of years of research, we have developed a unique credit account rating system that we believe is the most report objective and thorough in the country credit (for more information about our rating methodology, please click here). Our efforts have not gone unnoticed. Our site was recently featured

The 28 consumers who landed lower rates saw AND the APRs on their cards drop from an average of report 16 percent to 10.47 percent. Slicing interest rates by more than one-third by making a quick phone call is pretty credit impressive. AND A handful of consumers did exceptionally well. One cardholder saw his 14.99 percent rate reduced to zero for six months. That''s quite a deal. Another cardholder saw the APR on her credit account drop from 31.12 percent to 14.65 percent. Until she called, she had no idea she''d been paying a penalty interest rate. She didn''t realize that for six report and credit months she AND and report was paying this credit outrageous 31 percent interest rate," the principal author of the rate reduction survey and study. It can''t hurt to ask AND Why are card issuers report so willing to cut interest rates for so many of credit their customers? For one thing, competition in the credit account industry is fierce. AND If you''re a good customer, report a card company is going to want to hang on to you.

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