The credit 28 consumers who landed lower rates saw the APRs on their cards drop from an average of 16 percent to 10.47 percent. Slicing cards interest rates by more than one-third by making a quick low phone call is pretty impressive. A handful of consumers interest and rate did exceptionally well. One cardholder saw his 14.99 percent rate reduced to zero for six months. That''s credit quite a deal. Another cardholder cards saw the APR on her credit account drop from 31.12 percent to 14.65 percent. Until she called, she had no idea she''d been paying a penalty low interest rate. She didn''t realize that for six months she was paying this outrageous 31 percent interest rate," the principal author of the rate reduction survey and study. It can''t hurt to ask Why interest are rate card issuers so willing to cut interest rates for so many of their customers? For one credit thing, competition in the credit account industry is fierce. If you''re a good customer, cards a card company is going to want to hang on to you.

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The consumers in the PIRG interest and rate survey who saw their rates reduced had been with their card companies an average of four years. They were also using only 27 percent of their credit lines. Newer customers with credit higher balances may have a tougher time getting their interest rates knocked down. But it''s still worth a shot. "It''s well worth a five-minute phone call," "Why would you want to pay even $10 more to cards your credit low account interest company if you rate don''t have to?" Obtaining a report is quick and easy. Just click on credit and cards one of the links above or below that interests you! Our most popular reports are the instant online approval report, the low low rate report, interest the rate reward card report, and the low introductory rate report.

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