The consumers in the PIRG survey who saw their rates reduced had been with their card companies an average of four years. They were also using only 27 percent of their credit lines. Newer customers with higher balances may have a tougher time getting their interest rates knocked down. But it''s still worth a shot. "It''s well worth a five-minute phone call," "Why would you want to pay even $10 more creditcardreview to your credit account company if you don''t have to?" Obtaining a report is quick and easy. Just click on one of the links above or below that interests you! Our most popular reports are the instant online approval report, the low rate report, the reward card report, and the low introductory rate report.

Additionally, a lot of people would ask for a 10-point reduction,"A lot of people aren''t going to get that, but I think creditcardreview it''s important to shoot high." Persistence really pays Strong, who teaches a class for people with credit problems, encourages all of his students to call their credit account issuers and ask for lower rates. Many do just that. How many are successful? "I would say three out of four easy," He encourages folks who are denied rate reductions to try again another day. You may reach a more cooperative customer creditcardreview service rep. You may be sent to an agent who specializes in keeping customers who are threatening to leave. Be persistent and make it clear that you''ll close your account if your interest rate is not lowered. persistence pays in these matters," "If the rep won''t do it for you, ask for a supervisor."

In this section you will also find resources relating to account debt, suggestions regarding how to protect yourself from creditcardreview credit scams, and an archive of monthly articles written by our staffmembers. Finally, be sure to peruse our message board. creditcardreview You can search our board for a topic that interests you (there are hundreds of posts) and you can also post credit related inquiries. Our board is actively monitored by three board monitors, who all have extensive knowledge about accounts. Board monitors respond to many posts. We don''t know of any credit related board that offers this service! calculators We are particularly proud of our online calculators and have yet to find another site that offers are more comprehensive variety of calculators (we currently offer 14 calculators).

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