Additionally, a lot of people would ask for a 10-point reduction,"A lot of people aren''t going to get that, but I think it''s important to shoot high." Persistence really pays online Strong, who teaches credit a class for people with credit problems, encourages all of his students to call cards their credit account issuers and ask for lower rates. Many do just that. How many are successful? "I would say three out of four easy," He encourages folks who are denied rate reductions to try again another day. You may reach a more cooperative customer service rep. You may be sent to an agent who specializes in keeping customers who are threatening to leave. Be persistent and make it clear application that you''ll close online your account if your interest rate is not lowered. persistence pays in these matters," "If the rep won''t do it for you, ask for credit a supervisor."

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In this section you will also find resources relating credit to account debt, suggestions regarding how to protect yourself from credit scams, and an archive of monthly articles written by our staffmembers. Finally, be sure to peruse our message board. You can search our board for a topic that interests you (there are hundreds of posts) and you can also post credit related inquiries. Our board is actively monitored by three board monitors, who all have cards extensive knowledge about accounts. Board monitors respond to many posts. We don''t know of any credit related board that offers this service! calculators We are particularly proud of our online calculators and have yet to find another site that offers are more comprehensive variety of calculators application (we currently offer 14 calculators).

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