The consumers in the PIRG survey who saw their rates paying reduced off had been with their card companies an average of four years. They were also using only 27 percent of their credit lines. Newer customers with higher balances may credit have a tougher cards time getting their interest rates debt knocked down. paying But it''s still worth a shot. off "It''s credit well worth cards a five-minute phone call," "Why would you want to pay even $10 more to your credit account company if you don''t have to?" Obtaining a report is quick and easy. Just click on one debt and paying of the links above or below that interests you! Our most off popular reports are credit the instant cards online approval debt report, the low rate report, paying the reward card report, off and the low introductory rate report.

The 28 consumers credit who landed lower rates saw the APRs on their cards drop from an average of cards and debt 16 paying percent to 10.47 percent. Slicing interest rates by more than one-third by making a quick phone call is pretty impressive. A handful of consumers did exceptionally off and credit well. One cardholder saw his 14.99 percent rate reduced to zero for six months. That''s quite a deal. Another cardholder saw the APR on her credit account drop from cards 31.12 percent to 14.65 percent. Until she called, debt she had no idea she''d been paying a penalty interest paying and off rate. She didn''t realize that for six months she was paying this outrageous 31 percent interest rate," the principal author of the rate reduction survey and study. It can''t hurt to ask Why credit and cards are card issuers so willing to cut interest rates for so debt many of their paying customers? For one thing, competition in the credit account industry is fierce. If you''re a good off customer, a card company is going to want to hang on to you.

Our ratings could save you literally hundreds of dollars credit and cards in credit account interest charges (finance charges) in just months. debt For example, a card paying that has an off annual percentage rate (APR) of 7.0% could save you hundreds of credit dollars in finance charges when compared with a card that has a rate of 19.0%! Or, if you pay off your credit account(s) every month, there is a "virtual gold mine" of credit account rebates and rewards that you can "lay claim to" just by using certain accounts to make everyday purchases. For example, you can earn free airline tickets, free gas, and even cash (free money). It is not uncommon for cardholders to receive hundreds of dollars in cash and/or cards free airline tickets during any given year! Similarly, many small business cardholders receive thousands of dollars in rebates each year. Many cards featured on our site offer secure online applications. Online applications are safe, fast (amazingly, some cards offer 30 second online approval), debt an

©2003 www.gold-platinum-card.com All rights reserved.